Real Talk Mortgage offers refinances to meet your immediate and long-term financial goals.
Redefining the
Home Refinancing Experience
Refinances are an important part of the home loan journey. At Real Talk Mortgage, we craft a refinance to fit your unique needs and your life stage.
Personalized Advising
We provide a detailed consultation for every refinance. We ensure your goals are met so that you can be assured that your loan fits your life now and in the future.
Mortgage Expertise
Our staff is experienced in navigating through a sometimes difficult loan process.
Why Refinance Through Core Home Loan?
Save Money
Pay Off Debts
Receive Cash In Your Hand
Six Simple Steps
Our refinance process is designed to achieve your
immediate and long-term financial goals
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Consultation
A Mortgage Consultant will walk you through the loan process. They will assess your needs, set expectations, and discuss your options with you.
Application
Your Mortgage Consultant will have you complete an online application and request documents from you. Typically, we request tax returns, bank statements, and pay stubs. You are not required to provide these documents, until you receive a Loan Estimate but may do so voluntarily.
Appraisal
Our Appraisal Manager will coordinate with an appraiser to set an inspection of the property. We will provide you with a copy of your appraisal upon completion.
Underwriting
Our team will review your income, assets, debts and property details.
Approval
Once conditions have been satisfied, your loan will be approved. A Closing Disclosure (commonly referred to as a CD) is sent. You must receive this at least three business days before signing your final documents.
Closing
Once loan documents have been signed, there is a three day waiting period, and then the loan is eligible for funding!
A Customized Loan
for Your Life Path
At Real Talk Mortgage, we believe in personalized banking. We use state of the art technology to make sure that you are advised, included, and supported through every step of the loan process. Most importantly, we take the time to know you and craft products that are tailored to you and your individual life path. Watch the video below to learn more about our unique approach to the loan process.
